Internaxx Bank S.A., a bank regulated by the "Commission de Surveillance du Secteur Financier", the Luxembourg supervisory authority for the financial sector, having its registered office in L-2958 Luxembourg, 46a, avenue J.-F. Kennedy. The Bank provides Banking Services and Trading Facilities for equities and other investment products to its customer. The Bank may open different accounts and sub-accounts in the same currency or in different currencies in favor of the customer. The credit and debit interest rate shall be fixed by the Bank by reference to the prevailing market conditions and bank/broker customs in Luxembourg.